Banking & Financial Institutions Regulatory Compliance
The Firm’s Banking & Financial Institutions Regulatory Compliance attorneys advise clients on regulatory compliance matters for both depository and non-depository financial institutions.
Our clients include state chartered banks and credit unions in Rhode Island and Massachusetts, national banks, and mortgage banking and other consumer finance subsidiaries.
We regularly advise clients on matters concerning:
- Corporate governance, institutional authority and regulatory limitations
- Choice of charter and corporate structure
- Branch acquisitions
- Mergers
- Uninsured product offerings
- Outsourcing agreements
- State licensing
- Examinations and dealings with regulators
We have significant experience planning compliance with disclosure, supervisory and consumer issues arising in all areas, including:
- Account ownership and documentation
- Truth-in-savings
- Truth-in-lending (closed-end and open-end credit and HOEPA)
- Equal credit opportunity
- Home mortgage disclosure
- Fair lending, fair credit reporting and fair debt collections practices,
- Servicing issues
- Real estate settlement procedures
We provide counsel to clients regarding state and federal disclosure matters, loan program development, document compliance, defense of complex consumer class actions and other types of institutional litigation.
We advise clients with respect to the Dodd-Frank Act and the multitude of regulations transferred to or promulgated by the Consumer Financial Protection Bureau. In addition, we have considerable transactional experience in the negotiation and sale of millions of dollars of loans and loan servicing rights.
Banking & Financial Institutions Regulatory Compliance
Representative Publications
Opportunities and Risks – How Will the New Massachusetts Recreational Marijuana Law Affect You and Your Business?
Lenders Take Note: U.S. Supreme Court to Decide Scope of Right to Sue Under Federal Fair Housing Act
"Supreme Court Holds That Parties May Consent to Adjudication by Bankruptcy Court of "Stern-Type" Claims"
"Changes Affecting Massachusetts Credit Union Branching"
Representative Speaking Engagements
Recognitions
Partridge Snow & Hahn Attorneys Recognized in the 2021 Edition of Best Lawyers in America
Partridge Snow & Hahn Attorneys Recognized in Professional Excellence Law Issue In Rhode Island Monthly
Chambers USA 2019 Recognizes Partridge Snow & Hahn in Massachusetts and Rhode Island
Partridge Snow & Hahn Attorneys Have Been Named to the 2019 Edition of Best Lawyers in America
PS&H Attorneys Named 2018 Super Lawyers and Rising Stars
Partridge Snow & Hahn Recognized in Chambers USA 2018 In Rhode Island and Massachusetts
Best Lawyers in America 2018 Names PS&H Providence Attorneys Bernardo, Gamboli, Gilden, Merten and McCarthy "Lawyers of the Year"
Banking & Financial Institutions Regulatory Compliance
Related Attorneys
Chair
James H. Hahn, Partner
Partner
Amy T. M. Oakley
Counsel
Christopher M. Wildenhain
Senior Counsel
John J. Partridge
Steven E. Snow
Of Counsel
Christopher C. Cassara